Can You Sue for a Car Accident if You Are Not Hurt?

Not all car accidents cause personal injuries. But you don’t have to be hurt in a car crash to pursue action against the at-fault party. You might be able to recover compensation for property damage only. However, insurance companies try to avoid paying claims whenever possible. You might need to file a lawsuit if the insurer refuses to pay for necessary repairs and other expenses.

A no-injury car accident lawyer can review the circumstances of your case and determine the compensation you are entitled to for the property damage. Contact one right after a car accident to get started on your claim as soon as possible.

What to Do After a Car Crash Without Injuries

Successfully suing for property damage in a car accident requires substantial evidence proving what happened. You can lay the groundwork of a strong case by taking the following steps:

• Document the scene– Take photos at the accident scene. You should document the damage to your vehicle, debris in the road, and other physical evidence at the scene.
• Notify law enforcement– Call the police to report the crash. An officer can investigate and write a report. An accident report could help prove fault so you can hold the at-fault driver liable.
• Seek treatment– Getting medical help is an important precautionary measure after any car accident. Get checked out at an emergency room or by your usual physician just to make sure nothing is wrong.
• Hire a lawyer– Hire a car accident attorney after the collision for legal representation. They can pursue a case on your behalf.

Can You Sue for Property Damage in a Car Accident?

In Alabama, someone who causes an accident is responsible for its consequences. It is your right to sue the driver who hit you if they damaged your car. The money you receive might compensate for your:

• Rental car expenses
• Cost to repair your vehicle
• Lower value of your car due to the damage
• Value of replacing upgrades you made to your vehicle, such as a stereo system
• Personal property damaged in the crash

How to Prove Liability for a Property Damage Claim

Just like a personal injury lawsuit, there are a few factors you will have to prove to seek compensation for your property damage. You must have evidence of the following:

• The driver had a duty to be careful and obey laws while driving.
• The driver did not fulfill this duty and caused an accident.
• The accident caused you financial losses, such as repair costs for your car.

An experienced car accident lawyer can secure evidence to build a strong case for you. They can then negotiate with the insurance company and take your case to court if needed to demand the financial recovery you’re owed.

Call Stokes Stemle, LLC for a Free Consultation with a Car Accident Attorney

At Stokes Stemle, LLC, we know how to pursue a car accident settlement with no injuries. You can count on us to protect your rights and aggressively pursue the maximum possible compensation from the at-fault party. Contact us today for a free consultation with an experienced non-injury car accident lawyer in Montgomery.

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Alabama Man Dies in Early Morning Car Crash Near Opelika

LEE COUNTY, AL – An Auburn man died from injuries suffered in a single-vehicle car accident in Lee County, Alabama.

Authorities with the Alabama Law Enforcement Agency reported that Victor A. Buchanan, 37, was critically injured when he drove off the road and crashed into a tree. The accident occurred around 12:30 AM on October 2, 2022, on the 4800 block of Lee Road 54 — approximately four miles south of Opelika.

Buchanan was not wearing a seatbelt at the time of the accident. He was transported to the East Alabama Medical Center, where he later died from his injuries. The ALEA Highway Patrol Division is investigating the crash.

Alabama Car Accident Statistics

The Alabama Department of Transportation’s Drive Safe Alabama program has published key statistics about car accidents in the state. These stats include:

• In a recent year, a traffic accident was reported on average every three minutes and 55 seconds.
• That same year, an individual was killed in an Alabama traffic crash every nine hours and 20 minutes.
• There were also a total of 932 individuals killed across 853 fatal motor vehicle accidents.
• For each fatality in Alabama motor vehicle accidents, there were another 40 people who suffered injuries in crashes.
• In accidents where an individual had a seat belt available, 58 percent of all fatalities were not wearing a seat belt or restraint at the time of the crash.
• Of all fatal car crashes in Alabama that year, 58 percent occurred at night.
• While 75 percent of motor vehicle accidents occurred in urban areas, 62 percent of motor vehicle accident fatalities happened in rural areas.

How a Car Accident Lawyer Can Help

After you have been in a car crash, let an Alabama car accident lawyer from Stokes Stemle, LLC help you pursue claims that can provide you with financial recovery for your losses from the accident.

Our personal injury law firm will go to work on your case by:

• Quickly preserving evidence from the accident, including taking photos or videos of the accident scene itself, obtaining surveillance and dashcam footage, requesting police accident reports, and speaking to eyewitnesses
• Identifying the drivers and other parties who may be liable for your injuries and determining whether they have insurance coverage
• Documenting your ongoing and future anticipated expenses to determine how much compensation is needed to give you a full financial recovery
• Preparing and filing your insurance and legal claims and advocating on your behalf with adjusters and defense lawyers
• Aggressively negotiating for a fair and full settlement that covers your losses
• Taking your case to court when litigation gives you the best chance at obtaining the results you deserve

Contact Our Opelika Car Accident Attorneys to Represent You

If you were injured or lost a loved one in a car crash caused by someone else’s negligence, you could demand accountability and compensation from the at-fault party. Contact Stokes Stemle, LLC to speak with an experienced Alabama car crash attorney about your case for free.

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Can I File a Diminished Value Claim in Alabama?

Diminished value is the loss of a vehicle’s market value. Imagine a car is involved in an accident. Even if it was expertly repaired, most people would not pay the same price for a previously damaged vehicle that they would for a similar one with no history of significant repairs.

Alabama allows accident victims to pursue compensation for the diminished value of their vehicles. However, getting this compensation can be harder than it should be. At Stokes Stemle, LLC, we want you to understand how to file a diminished value claim and get the money you deserve.

What Is a Diminished Value Claim?

Carfax and other vehicle history companies make it easy for potential buyers to learn more about the car they are considering purchasing, including whether the vehicle was ever involved in an accident. Although dents can be removed and scratches repainted, consumers are not as willing to pay as much for a car involved in a collision.

Diminished value comes in three general forms:

• Immediate diminished value– Immediate diminished value is the difference in a vehicle’s resale value from before and after the accident, without any repairs.
• Repair-related diminished value– No repair is perfect, and any noticeable repair work hurts a vehicle’s overall value.
• Inherent diminished value –This is the most common form of diminished value because it relates to the loss in value of a vehicle because of the crash itself.

Diminished Value Laws in Alabama

Alabama recognizes diminished value as a compensable loss thanks to several Alabama Supreme Court rulings. The case of Robbins v. Voigt was one of the first to establish that a damaged car’s fair market value was different from a never-damaged vehicle. The case of King Motor Co. v Wilson also provided a legal precedent that damaged vehicles are worth less than vehicles that have never sustained damage. These cases laid the groundwork for diminished value claims in Alabama.

How to File a Diminished Value Claim in Alabama

Involved in an accident with a negligent driver? You may be able to file a diminished value claim with the at-fault driver’s insurance company. You must prove:

• Another driver caused the collision
• The damage to your car was caused by the accident
• You have a car insurance policy as required by Alabama law

It may not be easy to calculate the diminished value of your vehicle. The at-fault driver’s insurance company may try to reduce the value of your claim to save money. Working with an attorney with experience handling these claims improves your chances of getting the full compensation you deserve.

Talk to Our Experienced Car Accident Attorneys in Montgomery, AL Today

Recovering the diminished value of your vehicle isn’t always straightforward. You need the help that an experienced Alabama car accident attorney can provide. At Stokes Stemle, LLC, we know how to gather evidence to support your claim and fight to get you the fair diminished value compensation you are owed.

Contact our Montgomery office today for a free consultation and find out how we can help you file a diminished value claim.

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Distracted Driving Laws in Alabama

According to the National Highway Traffic Safety Administration (NHTSA), distracted driving killed over 3,000 people and injured about 325,000 more in one recent year. In response to such staggering statistics, Alabama passed a distracted driving law in 2012. This law banned texting while driving except in certain circumstances. To learn more about the laws, their meaning, who they apply to, and exceptions to the rule, contact Stokes Stemle, LLC today.

Alabama Laws on Distracted Driving

Under Alabama’s law on texting and driving, a person cannot drive on a public roadway while using a wireless telecommunication device to write, send, or read a text-based communication.

A “wireless telecommunication device” includes several types of devices:

• Handheld cell phone
• Text-messaging device
• Personal digital assistant
• Laptops or tablets
• Similar wireless, portable devices

It is important to note that this does not include voice-operated texting devices, which are common in newer vehicles.

A “text-based communication” includes:

• Text message
• Instant message
• E-mail

This does not include phone numbers or names stored in a wireless cell phone. Drivers can still place and receive phone calls while driving.

Alabama’s Distracted Driving Laws for Minors

While adults can still use their wireless cell phones for other purposes, such as placing or receiving phone calls, drivers under 18 with a Stage II license cannot use a cell phone at all while driving.

Teenagers are particularly at risk of getting into an accident due to distracted driving. According to NHTSA research, teen drivers who dial a phone number are six times more likely to get in an accident. Texting teen drivers are 23 times more likely to crash.

Penalties for Texting and Driving in Alabama

The penalty for violating Alabama’s distracted driving laws includes the following fines and two demerit points on the driver’s record:

• A $25 fine for the first violation
• A $50 fine for the second violation
• A $75 fine for the third or subsequent violation

Exceptions to Alabama’s Distracted Driving Laws

There are exceptions to Alabama’s distracted driving laws, including:

• Emergencies – Drivers can still use their cell phones to obtain emergency services. For example, drivers can call the police, fire department, or a health care provider while driving.
• When pulled over – Drivers can use their cell phones when pulled over and parked on the shoulder of a roadway.
• For directions – Drivers can use their cell phones for pre-programmed directions. However, typing a destination into an app such as Google Maps or Waze is still against the law.

Talk to Our Experienced Distracted Driving Accident Attorneys in Montgomery, AL Today

Despite Alabama’s laws on distracted driving and the well-known risks of texting while driving, many Alabama drivers continue to text and drive. This causes preventable accidents every day. If a distracted driver injured you, contact the Montgomery car accident attorneys at Stokes Stemle, LLC to discuss your legal options during a free consultation.

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Can a Car Accident Cause Scoliosis?

Did you suffer a severe back injury in a car accident? If so, the slightest movement could cause excruciating pain, leaving you unable to work or participate in everyday activities. One common type of back condition people suffer in collisions is scoliosis, which could result in long-term complications.

Contact our Alabama car accident lawyers for more information on what scoliosis is, how it can happen after a car crash, and how you may be able to recover compensation for your injuries.

What Is Scoliosis?

According to the Mayo Clinic, scoliosis is a back condition where the spine curves to the left or right side of the body instead of running straight down your back. This curve causes the spine to form a “C” or elongated “S” shape. While people with cerebral palsy or muscular dystrophy are more likely to develop scoliosis, it’s often the result of a traumatic accident or spinal injury.

Can a Car Crash Cause Scoliosis?

Car accidents frequently cause back or spinal cord injuries, including scoliosis in some cases. The force from a collision can put intense pressure on the spine, causing the spine to curve due to this pressure.

Not only can auto collisions cause traumatic scoliosis from an injury, but they can also aggravate pre-existing scoliosis. Many people are born with the condition, although the cause is not known. The impact of a car crash can worsen the pre-existing scoliosis symptoms and require advanced treatments.

Back Pain After a Car Accident and Symptoms of Scoliosis

Car accidents are one of the most frequent causes of back pain and spinal cord injuries. According to research from the National Spinal Cord Injury Statistical Center, car accidents were the cause of about 32 percent of all spinal cord injuries nationwide in one recent year. Car crashes were the most common cause of spinal cord injuries by a significant margin, as the number two and three causes of spinal cord injuries were falls at nearly 23 percent and gunshot wounds at around 15 percent.

According to the Mayo Clinic, some of the common symptoms of scoliosis after a car accident include:

• One shoulder blade sticking out more than the other
• One hip sitting higher than the other
• One side of the rib cage sticking out
• A bulge on the side of the back when bending forward
• Uneven shoulders
• Back pain

Settlements for Scoliosis from a Car Accident

A severe case of scoliosis can be debilitating. If someone else’s negligence caused your condition, an experienced car accident lawyer could help you seek compensation for:

• Medical bills
• Lost wages
• Reduced future income
• Pain and suffering
• Emotional distress
• Damaged personal property

Contact a Car Accident Lawyer to Get Compensation for Your Scoliosis

If you have developed scoliosis after a collision that was someone else’s fault, the Alabama car accident attorneys at Stokes Stemle, LLC could help you pursue compensation for your injuries. Call our office today or visit our contact page for a free consultation.

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Alabama Statute of Limitations

If you were injured in an Alabama car accident, you could be entitled to seek compensation for your medical bills and other expenses through a car accident claim. However, you must prove that someone else’s negligence caused your injuries to recover the money you are owed. To prove this, you must understand the laws in Alabama regarding negligence and how fault is determined after a crash.

Alabama Auto Insurance Requirements

Like most states, Alabama follows a fault system regarding auto insurance and car accidents. If someone is at fault for a car accident, injured victims can hold them responsible for their losses. 

Alabama has mandatory liability insurance laws, which require vehicle owners and drivers to carry at least:

• $25,000 per person and $50,000 per accident in bodily injury liability coverage
• $25,000 per accident in property damage liability coverage

This basic liability coverage pays for medical expenses and property damage costs for other drivers, passengers, or pedestrians involved in an accident you cause. Remember that liability coverage does not pay for your injuries or property damage.

Alabama Fault Laws and System

Another important legal concept is Alabama’s pure contributory negligence doctrine. Under this doctrine, injury victims cannot recover financial compensation in court if they contributed to the accident in any way. This means you are barred from recovery if you are even one percent at fault.

Not only does the pure contributory negligence doctrine prevent Alabama judges and juries from awarding you compensation if you are partially at fault, but it can also influence auto insurance claims. Claims adjusters make their determinations and settlement offers based on what they predict could happen in court. You should be prepared for hardball negotiations if any evidence suggests you share responsibility for a car wreck.

Limits on Recoverable Compensation in Alabama

Generally, Alabama does not limit the compensation you can recover for your losses in a car accident claim. However, there are three important exceptions to this rule:

• Punitive damages – Punitive damages are awarded in rare cases when an at-fault party acted with intentional malice or extreme recklessness. Alabama has a cap for this type of compensation of up to three times the amount of compensatory damages awarded or $1.5 million, whichever is greater.
  

• Small business claims – If you have a claim against a small business, the most you can claim is $50,000 or up to 10 percent of the company’s net worth, whichever amount is greater.
  

• Government claims – If you have a claim against a local government agency, the most you can recover is $100,000 per person and $300,000 per accident.

Alabama Statute of Limitations for Car Accident Injuries

If you want to pursue a personal injury lawsuit after an Alabama car accident, the statute of limitations gives you just two years from the date of the accident to file. If you don’t begin your lawsuit before the deadline, the court can dismiss your case. Working with a knowledgeable car accident lawyer is essential to keep your case on track.

Contact an Alabama Car Accident Attorney Today

If you have been injured due to someone else’s negligence on the road in Alabama, don’t hesitate to contact an Alabama car accident lawyer from Stokes Stemle, LLC. Our consultations are free, and we won’t charge you anything until we win your case. 

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How Does a Car Accident Affect Your Life?

Any car accident can significantly affect your health, life, and livelihood — both immediately and in the long run. Contact Stokes Stemle, LLC today to discuss how a car accident can change your life and what you can do to protect your rights if you’ve been injured.

Effects a Car Accident Can Have on Your Life

A car accident could have a wide-ranging impact on your health and finances. Some of the challenges you might face during recovery from a car accident include the following:

• Painful injuries — If you were injured in the crash, you may be suffering from the pain from your condition and medical treatment.
• Lack of transportation — You might have difficulty commuting or running errands while waiting to repair your vehicle.
• Missed time at work — If you are severely injured, you may be too hurt to return to work until you reach a certain point in your recovery.
• Financial difficulties — The more extensive the medical treatment, the more bills you’ll likely face. These expenses add to the loss of income if you cannot work and other costs from the accident.
• Damaged credit — Missing time at work may cause bills to pile up. If they go to collections, it can negatively impact your credit score.
• Trouble living independently — If your injuries are so severe that they prevent you from doing everyday things, you may need help from in-home caregivers.
• Strained relationships — Serious injuries and financial stress after a car accident can strain even the most stable relationships.
• Emotional challenges — In addition to physical injuries, many victims endure emotional difficulties such as anxiety, depression, sleep troubles, and PTSD.

Examples of Life-Changing Accidents

Any of the following types of traffic collisions can result in severe, life-changing effects:

• Head-on accidents
• Rear-end accidents
• T-bone accidents
• Sideswipe accidents
• Rollover accidents
• Single-vehicle accidents
• Multi-car pile-up accidents
• Large truck accidents
• Motorcycle accidents
• Bicycle accidents
• Pedestrian accidents

How to Recover from Accident Injuries

If you were injured in a Montgomery car accident, your priority should be your health. You should seek prompt medical care to have your condition diagnosed, treated, and added to your medical records — even if you don’t feel hurt.

After you’re stable, you can take the following steps to protect your rights to financial recovery for your injuries:

• Follow your doctor’s care plan and attend all follow-up appointments.
• Gather evidence from the accident scene, including photos, contact and insurance details from the other driver, and statements from eyewitnesses.
• Keep your medical bills, bank records, pay stubs, repair estimates, and other accident-related documentation as proof of your financial losses.
• Watch what you say to the other driver, the insurance company, and any other third parties after the accident.
• Avoid posting on social media while your claim is pending.
• Contact a knowledgeable car accident attorney as soon as possible.

Contact a Car Accident Lawyer in Montgomery, AL

Handling a car accident claim while coping with the results of the crash can be particularly stressful. One of the best ways to deal with the aftermath of a Montgomery car accident is to seek help from an experienced injury attorney.

At Stokes Stemle, LLC, our goal is to help you pursue the compensation you need to pay your bills, repair your vehicle, and move on with your life after an accident. Our consultations are free, so call us or contact us online to discuss your situation today with a compassionate car accident attorney.

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Talking to Your Teen Driver About “The 100 Deadliest Days” This Summer

Every parent worries about their teen driver’s safety. You’ve probably spent hours reviewing safe driving and practicing with your teen. Unfortunately, your teen driver still faces risks every time they get behind the wheel.

The most important time to discuss teen driver safety is quickly approaching. Stokes Stemle, LLC is here to provide what you should review with your teen before the “100 Deadliest Days” of summer.

When Are the 100 Deadliest Days?

Teens are always at a higher risk of being involved in a fatal collision. But there is a period when that danger is much greater. According to the AAA Foundation for Traffic Safety, the 100 days from Memorial Day to Labor Day are the “deadliest days” for teen drivers. They report more than 1,050 people killed in crashes involving a teen driver during the 100 Deadliest Days one recent year, an average of 10 people per day.

8 Startling Teen Driver Accident Statistics

Teen driving statistics such as the following highlight the risks of the road for less experienced drivers:

• According to the Centers for Disease Control (CDC), motor vehicle traffic crashes are the second leading cause of death for teens in the United States.
• Almost 2,400 U.S. teens were killed in auto accidents in one recent year, meaning about 7 teens died due to motor vehicle crashes every day.
• About 258,000 more teens were treated in emergency departments for injuries suffered in auto crashes.
• In cases where seat belt use was known, almost half of all teen drivers and passengers 16–19 years of age who died in car crashes were unrestrained.
• While young drivers were only about 5 percent of all licensed drivers that year, they were nearly 8 percent of all drivers involved in fatal crashes.
• Young male drivers were more than twice as likely to be involved in a fatal crash than females.
• In Alabama, about 14 percent of traffic fatalities were in crashes involving young drivers that year, with 129 fatalities.
• Alabama teenage car wrecks are almost half of all preventable deaths for residents under 18 years old each year, citing driver inexperience.

Talking Points for Teen Driver Safety

When talking to your teen driver about the 100 Deadliest Days this summer, keep the following in mind:

• Avoid distractions — Driving requires even an experienced driver’s full attention. Stress to your teen that distractions must wait until they come to a safe stop. They should avoid cell phone use, grooming, and talking to friends while driving.
• No alcohol or drug use — Besides the fact that any alcohol and drug use is illegal for your teen driver, they should know the serious consequences of impaired driving. Come up with a plan with your teen for if they’re ever in a situation where they can’t get home safely on their own.

• Don’t drive drowsy — Driving while tired can be just as dangerous as driving drunk. Teen drivers should find a safe place to pull off and rest or get help if they start feeling drowsy while behind the wheel.

• Wear a seat belt — Seat belts save lives. Make sure your teen knows that they shouldn’t be in a vehicle without using a seat belt. They also shouldn’t drive without all passengers wearing seat belts.

• Teach by example — When you have your teen driver in the car, set an example of safe driving. Follow traffic laws, don’t give in to road rage, and use teaching moments when possible.

 

For more information on teen driver car accidents, call or contact Stokes Stemle, LLC online today.

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What Is the Average Settlement for a Motorcycle Accident?

When you have been injured in a motorcycle accident, you may wonder how much compensation you might obtain in a settlement with the at-fault driver. The value of a motorcycle crash claim can vary depending on the facts involved. But an experienced motorcycle accident attorney can review the details of your case and advise you on the potential outcome of a settlement.

If you have questions about the settlement process in a motorcycle accident case, reach out to Stokes Stemle, LLC for a free initial case evaluation. Our motorcycle accident lawyers are ready to discuss how you can protect your rights and the compensation you may be entitled to for your injuries.

How Much Is a Good Settlement for a Motorcycle Accident?

A fair and full settlement in a motorcycle accident case should provide financial compensation for all the expenses and losses that a crash victim has suffered due to their injuries, as well as for future costs and needs. A good settlement should provide money for an injured rider’s:

• Present and future medical treatment and rehabilitation
• Present and future wage losses and lost employment benefits
• Physical pain and emotional suffering
• Lost quality of life due to permanent disabilities or disfigurement
• Property repair or replacement, including for damage to the rider’s motorcycle

How Long Does It Take to Get a Motorcycle Accident Settlement?

The length of the settlement process in a motorcycle accident case will depend on several factors. These factors can include the following:

• The severity of the motorcycle rider’s injuries
• Whether the rider is still undergoing treatment during settlement negotiations
• Whether fault for the accident is being contested
• The amount of insurance coverage or other financial assets available to compensate an injured rider

The clearer the determination of fault and extent of an injured rider’s expenses and losses, the quicker a settlement can be reached. If the other driver and their insurance company do not contest fault for a motorcycle accident and the injured rider’s expenses and losses are agreed upon, a settlement can be reached in as little as a few months.

However, if the parties dispute responsibility for the accident or the amount of compensation, then settling can take much longer, especially if the case ends up being filed as a lawsuit in court.

What Is the Average Settlement for a Motorcycle Accident in Alabama?

The average settlement in a motorcycle accident claim in Alabama will vary depending on the severity of a rider’s injuries and the insurance coverage and financial resources of the at-fault party or parties. While a rider who has suffered more short-term injuries may receive a settlement valued at tens of thousands of dollars, riders who sustain catastrophic, life-altering injuries may obtain settlements that range into the hundreds of thousands or more.

Contact a Motorcycle Accident Lawyer in Montgomery, AL Today

After you have been injured in a motorcycle crash in Montgomery, AL, contact Stokes Stemle, LLC today for a free, no-obligation consultation with a motorcycle accident lawyer about your rights for recovering compensation in your case.

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Personal Injury Claims Process

Every personal injury claim is different based on the specific facts and circumstances surrounding each incident. However, at one point or another, almost every personal injury claim will progress through 7 similar steps on an insurance claim, which we have outlined below.

1. Initial Consultation

During the initial consultation, your personal injury attorney will meet with you to discuss the circumstances of your personal injury claims and address any concerns that you may have. Typically, the topics discussed will include the following:

• How the incident occurred.
• Who was involved in the incident.
• Who may be liable for causing the incident.
• What injuries were sustained as a result of the incident.
• What treatment you have received for any injuries sustained.
• What future treatment you may need to treat those injuries.

At the end of your initial consultation, your injury attorney should provide you with an assessment of your personal injury claims and advise on how best to proceed based on your specific needs.

2. Investigation

Your Montgomery personal injury lawyer should immediately initiate a complete investigation into the facts and circumstances of your personal injury claim.

Many times this investigation will consist of:

• • Visiting the scene of the accident to take pictures.
  • Obtaining any accident or incident reports regarding the event that forms the basis of your claim.
  • Identifying all possible parties at fault and setting up claims with their insurance carriers.
  • Ordering medical bills and records associated with treatment for injuries sustained in the accident.

3. Treatment

While your injury attorney is conducting an investigation and setting up insurance claims, you should be focusing on recovering from injuries sustained as a result of the accident. It is important to follow your doctor’s prescribed course of treatment to make a full recovery and reach maximum medical improvement. While you are treating it is often helpful to keep a journal of the medical providers seen, out-of-pocket expenses incurred and the dates it was necessary for you to miss work as a result of any treatment. This will help ensure your attorney accounts for all possible damages you may be entitled to and include them in your Demand.

4. Demand Package

The Demand Package tells the story of your personal injury claim including how the accident occurred, the theory of liability, and demand for settlement. The Demand Package may include the following:

• Police Report or Incident Report
• Pictures of Property Damage and Injuries
• Medical Bills and Records
• Receipts for Out-of-Pocket Expenses
• Documentation of Lost Wages

Once the Demand Package is complete, your attorney will review the demand with you to ensure it is complete. The Demand Package is then sent to the insurance carrier for the party at fault for your injuries, who review the demand and conduct an evaluation of the value of your claims.

5. Negotiations

Once the Demand Packet has been reviewed by the insurance carrier, they will normally respond with an offer for settlement. Your injury lawyer at Stokes Stemle, LLC will immediately notify you of when an offer for settlement is received and discuss with you the different options you have based on his or her knowledge and experience in dealing with thousands of other personal injury claims. However, ultimately the decision on whether to accept their offer, make a counter-demand, or file a lawsuit is up to you. It is your case, you are the boss.

6. Settlement

In the event we are able to negotiate a settlement with the insurance that completely and adequately compensates you for your personal injuries, then we will prepare a settlement agreement outlining the terms of the settlement. Prior to executing the Settlement Agreement, your attorney should prepare a Settlement Memo for your review that shows how the proceeds of the settlement will be disbursed. While most personal injury claims are able to be successfully negotiated, sometimes a lawsuit must be filed when the insurance companies fail t o appreciate the full value of the injuries you have received.

7. Litigation

In the event that negotiations with the at-fault party stall, and we are unable to come to a settlement agreement, the next step is normally to file a lawsuit and present your claim for injuries to a jury and obtain a verdict against those responsible for your injuries.

Contact Our Montgomery Personal Injury Lawyers Today for Free Consultation

If you have been injured in an accident, the attorneys at Stokes Stemle, LLC – Personal Injury Attorneys are here to help you. Your lawyer will guide you through the insurance claims and keep you update every step of the way. Call us today at 334.316.4123 to speak to a car accident attorney and set up your for, confidential consultation at one of our offices located in Auburn, Dothan, Opelika or Montgomery.

This article was initially published in December 2018, but was updated April 2022 for comprehensiveness.

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Can a Passenger Be Liable for an Auto Accident?

When you hear about the victims of a car accident, most of the talk is geared towards the driver. It seems there is little information for injured passengers about the steps they should take after an accident and how they can pursue the compensation they deserve.

At Stokes Stemle, LLC, we want the passengers in car accidents in Alabama to know they are just as important as the driver, and they have rights too. Our knowledgeable car accident attorneys can answer any questions a passenger might have about the aftermath of a collision. Contact our office today for your initial case review.

Can I Get Compensation for Being a Passenger in a Car Accident?

A passenger injured in a crash could be eligible to seek compensation for their injuries. The first step towards recovering what you’re owed is to identify who is at fault for the incident and file an injury claim against their insurance.

In most cases, the at-fault individual’s insurer will be responsible for covering the medical expenses of the other parties involved. If the other driver is at fault, you may be able to file a claim with their insurer. If the driver you are traveling with is at fault, their insurance policy may pay for your medical expenses.

If the insurance company fails to offer a reasonable settlement for a passenger in a car accident, the passenger could file a personal injury lawsuit against the at-fault party and seek compensation in court.

Can I Sue If I Was a Passenger in a Car Accident?

A passenger involved in a car accident has the right to sue. The best way for them to pursue compensation for their injuries is through a personal injury claim or lawsuit. However, recovering compensation can be a complicated matter.

If the driver of the other vehicle causes the collision, a passenger could seek compensation from them. Taking legal action can be significantly more complex if the driver the victim was with is at fault, though.

Usually, the passenger will have a relationship with the driver, whether they are a family member, friend, co-worker, or another acquaintance. Because of this personal relationship, the victim might feel guilty for taking legal action, even if the person was directly responsible for causing the crash and their injuries.

There are also other circumstances where the passenger might be injured due to negligence on the part of the driver they are riding with, such as rideshare, taxicab, or bus accidents. They may be able to seek compensation from the driver or the driver’s employer when this happens.

Can a Passenger Be Liable for an Accident?

A passenger is generally not liable for a car accident because the driver is responsible for maintaining control of the vehicle while they are behind the wheel. Negligence of one of the drivers is usually the cause of a wreck. Car accidents caused by passengers aren’t very common, with distractions from passengers only causing about four percent of car accidents.

However, there are some situations where a passenger may be unable to recover compensation in the event of a collision. If a passenger knowingly gets into a car with an intoxicated driver, insurance may not cover the passenger’s medical expenses. In rare cases, a passenger could also be partially accountable for causing an accident if they take control of the vehicle from the driver.

An example of this behavior would be if a passenger suddenly grabs the steering wheel or gear shift. This can also include if a passenger knowingly incapacitates a driver by covering their eyes or interfering with their ability to drive.

What to Do If You’re a Passenger Injured in a Car Accident

As a passenger, you may feel like you have to take a back seat after an accident. But you need to take an active role in protecting your right to seek compensation.

Here’s what you should do if you are a passenger injured in a car accident:

• Call the police – Make sure that you or someone else reports the accident right away. Police will manage the scene and help clean up while emergency services tend to the injured. A police report can also be vital to an insurance claim or lawsuit down the road.
• Seek medical attention right away – Do not wait to get medical help. You may think your injuries are minor, but they should be assessed by a medical professional. Medical documentation is crucial if a claim is filed.
• Document the scene – Drivers should exchange information at the scene, but you need access to this information as well. Write down all vital information from both drivers. Take photographs of the scene and damage to the vehicles.
• Gather witness information – If there are witnesses on the scene, ask for their contact information. The information they provide can help determine liability.
• Contact an attorney – Now is the time to contact an experienced car accident attorney for help. Your attorney can manage communication between you and the insurance company, while also investigating the cause of the wreck.
• Follow through with all medical treatments – Stick to your medical treatment and doctor’s recommendations. Do not deviate from your health care provider’s treatment plan, and keep all follow-up appointments.
• Do not post on social media – Avoid posting anything on social media while waiting for a resolution to your claim. You want to especially avoid posting information about the accident itself and your injuries.
• Keep all bills – Hang on to copies of all your medical bills, receipts, and out-of-pocket expenses related to the crash. These documents can help estimate the value of your case.

Talk to Our Personal Injury Lawyers in Montgomery, AL

Being a passenger injured in a car accident is a frightening and often helpless feeling. Take back your control by contacting an experienced Montgomery car accident attorney to discuss your rights and legal options right away.

At Stokes Stemle, LLC, we know how overwhelming it can be for passengers of a car crash to seek the compensation they so desperately need. Our experienced lawyers can answer your questions and help you determine the best course of action for your situation. We’ll be ready to discuss your case during a free consultation when you call us or reach out to us online today.

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What Should I Do if My Car Is Totaled?

In some cases, a vehicle becomes so damaged in a crash that the cost of repairing it exceeds the vehicle’s actual cash value. When this occurs, car insurance companies say the car is a “total loss” or declare the vehicle “totaled.”

Here’s what you need to know if the auto insurance company declares your vehicle a total loss after a Montgomery car accident.

Can You Keep Your Car If It’s Totaled?

If your car is declared totaled but still seems drivable, you may be wondering whether you can keep the car. In most cases, you shouldn’t drive a totaled car after an accident, even if it looks safe. However, if the damage was entirely cosmetic, it may be okay to drive after a thorough inspection by a qualified mechanic.

If you want to keep your vehicle after the insurance company decides it is a total loss, you can take the following steps to push back:

• Take the vehicle for an independent appraisal. A second opinion from a different mechanic could result in lower repair costs for your vehicle.
• Negotiate with the insurance company by providing photos and documentation showing that your vehicle is worth more than they are offering.
• Contact a knowledgeable car accident lawyer who can back up your claim.

Is It Worth Keeping a Totaled Car?

Regardless of any emotional attachment you may have to your car, it’s important to consider whether keeping it is the best financial decision. Even if you’re happy with how much the insurance company offers for your totaled vehicle, you need to compare that amount with any outstanding loans you still have for the car.

For example, if the insurance company offers you $10,000 for a totaled vehicle but you still owe your lender $15,000, you’ll have to pay your lender $5,000 out of pocket after accepting the insurance money. However, if you purchased comprehensive or collision coverage, your policy may pay for the difference. A car accident attorney can help you review your options and decide what’s best for your finances.

What Happens When Your Car Is Totaled and You’re Not At Fault?

Even if the other driver was clearly at fault for the accident that totaled your car, demanding the compensation you deserve is not always so simple. The other party’s insurance company should determine the fair market value of your car, but sometimes they don’t consider all the factors that could maximize its value. The insurer may also owe you for additional costs, such as the expense of having your vehicle towed, that they don’t include in their offer.

Some insurers may also try to pin fault on you to avoid making a payout. This is because Alabama courts follow a doctrine of pure contributory negligence, which bars you from recovering money in a lawsuit if you are even one percent at fault.

If the other driver has just a shred of evidence that you may be to blame for the wreck, you may be out of luck. That’s why it’s so important to work with a knowledgeable attorney who can identify valuable supporting evidence and establish a strong foundation for your case.

How Does the Insurance Company Determine the Value of a Totaled Car?

Auto insurance companies may use different methods to come up with the value of your totaled vehicle. They generally determine the worth of the car’s make, model, and year in today’s market. They should also consider other factors, such as mileage, wear and tear, and upgrades.

If you disagree with the insurance company’s calculations, you can use the following types of evidence to dispute their decision:

• Details from the insurance company’s research report, which should show whether the vehicles they researched had the same features and specifications as your car
• Research from Blue Books and online vehicle ads which you can use to calculate a rough estimate of the potential value of cars like yours
• Evidence that your vehicle has been carefully maintained, such as photos of the vehicle and history of mechanic records

You can work with a car accident lawyer to compile your findings and potentially demand a higher payout from the insurance company.

Talk to a Personal Injury Attorney in Montgomery, AL Today

The personal injury attorneys of Stokes Stemle, LLC can help you seek fair compensation for a totaled vehicle and other losses after a Montgomery car crash. Contact us today to learn more about your legal options in a free initial consultation.

 

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New Anti-Drunk Driving Technology to be Aware Of

The NHTSA estimates roughly 28 people are killed every day in the United States due to drunk driving. Due to the staggering numbers, federal transportation agencies are developing rules requiring auto manufacturers to include drunk driving detection systems designed to detect whether a driver is intoxicated.

Advocates for mandatory anti-drunk driving technology believe that preventing drunk drivers from starting or driving a vehicle can significantly reduce the number of fatalities from drunk driving accidents.

New Law Mandates the Usage of Anti-Drunk Driving Technology for New Cars

A 2020 study by the Insurance Institute for Highway Safety concluded that about a quarter of drunk driving crash deaths could be prevented by mandatory driver intoxication detection systems in cars. The study also noted a survey that found that about two-thirds of drivers would support the mandated inclusion of such systems in all vehicles if they were accurate, unobtrusive, and did not noticeably delay starting up a vehicle.

This initiative was part of the Infrastructure Investment Bill passed by Congress and signed by President Biden in late 2021. A component of the Infrastructure Investment and Jobs Act calls on the National Highway Traffic Safety Administration and other federal agencies to develop rules mandating various types of safety technologies for motor vehicles. The new technologies detailed in the law include systems designed to prevent drunk drivers from even starting up a car.

These systems would prevent a vehicle from starting if the driver is intoxicated and cause an intoxicated driver to pull over and stop the car. These proposed anti-drunk driving car safety systems are intended to reduce the number of alcohol-involved motor vehicle deaths significantly.

When Can We Expect to Have this New Anti-Drunk Driving Technology in Our Cars?

The law specifically requires the NHTSA to finalize rules for mandatory anti-drunk driving technology in new passenger vehicles within three years of the law’s passage, or by 2024. The law further states that automakers should have two years from when the finalized rules are issued to begin including the mandated technology in newly manufactured vehicles.

This means the earliest we might expect to see anti-drunk driving technology included in new vehicles is 2026. However, the law also allows NHTSA officials to delay issuing final rules and extend the timeline under which automakers must start including mandated drunk driving detection systems in new vehicles.

Industry experts suggest that federal agencies and automakers likely will not hit the earliest deadline of 2026 for implementing anti-drunk driving technologies in new cars. The anti-drunk driving technologies contemplated by the infrastructure bill would be passive systems, not requiring the driver to do anything besides simply starting their vehicle. However, passive intoxicated driver detection systems are still only on the drawing board or in early testing phases.

Proposed systems for drunk driving detection could include the following:

• Sensors that can register the presence of alcohol on a driver’s breath as they exhale normally
• Sweat sensor on the steering wheel
• An infrared sensor in the start button that can read blood alcohol content
• Cameras designed to detect signs of intoxication in the driver’s body movements
• Use of existing sensors in the vehicle’s systems to register erratic or reckless driving behaviors

Nationwide Drunk Driving Statistics

Initial reports from National Highway Traffic Safety Administration (NHTSA) indicate that road-related fatalities from the last year are the highest they’ve been in 15 years. According to the NHTSA, the most recently reported year saw 10,142 deaths caused by drunk driving. This is 28 percent of the fatalities suffered that year. They estimate that someone dies in a drunk driving accident roughly every 50 minutes. The Center for Disease Control and Prevention (CDC) states there are over 100 million self-reported alcohol-impaired driving episodes in a year.

The hope is these new systems and initiatives connected to the Infrastructure Investment Bill will reduce these sobering drunk driving statistics. Specifically, the Insurance Institute for Highway Safety’s recent study estimates that alcohol-detection systems can save over 9,000 lives a year. This is why they believe anti-drunk driving car safety systems will become an “important part of the overall strategy to reduce impaired driving.”

Injured by a Drunk Driver? Contact Our Car Accident Attorneys in Montgomery, AL Now

If you’ve suffered injuries and losses in a motor vehicle accident that a drunk driver caused, it’s important to get legal representation and hold that driver responsible for their actions. At Stokes Stemle, LLC, our drunk driving accident attorneys are focused on helping people whose lives have been turned upside down by serious injuries due to the negligence of drunk drivers.

You deserve to seek financial compensation for your injuries and losses. Contact the Montgomery, AL car accident attorneys of Stokes Stemle, LLC today for a free, no-obligation consultation. We can help you understand your legal rights and options for your case moving forward.

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How Common Are Traumatic Brain Injuries After Car Accidents?

One of the most severe results of a car accident is a traumatic brain injury, or TBI. Even “minor” TBIs can have serious effects on your memory, personality, ability to move, and other critical bodily functions. Damage to your brain from a TBI may require treatment to resolve.

TBIs can be severe, but how often are they a result of car accidents? This post will discuss TBIs, their symptoms, and the next steps if you’ve been diagnosed with a TBI from a car accident.

How Common Are Traumatic Brain Injuries After Car Accidents?

Traumatic brain injuries are extremely common in the United States. Information from the Centers for Disease Control and Prevention (CDC) indicates there were roughly 61,000 TBI-related deaths nationwide in the recently reported year.

Additional research from the CDC shows car accidents are among the most common causes of TBIs. The CDC’s latest Surveillance Report on TBIs shows motor-vehicle accidents were the cause of about 25 percent of all brain injuries for the data year.

Symptoms of Traumatic Brain Injuries After Car Accidents

If you’ve just been in a car accident, the Mayo Clinic lists some symptoms that may indicate you have a traumatic brain injury.

Symptoms of a mild traumatic brain injury can include:

• Headaches
• Vomiting or nausea
• Drowsiness or fatigue
• Difficulty speaking
• Dizziness or loss of balance
• Sensitivity to light or sound
• Other sensory issues (ears ringing, blurred vision, changes in your ability to smell or taste)
• Losing consciousness for a few seconds to minutes
• Insomnia
• Difficulty concentrating
• Mood swings or changes (depression, anxiety, etc.)

Symptoms of a moderate to severe traumatic brain injury can include:

• Losing consciousness for several minutes to hours
• Persistent headaches, or a headache that severely worsens
• Persistent nausea or repeated vomiting
• Seizures or convulsions
• Pupil dilation in one or both eyes
• Clear fluid draining from the ears or nose
• Inability to awaken from sleep
• Numbness or weakness in your fingers or toes
• Loss of coordination
• Profound confusion
• Slurred speech
• Feeling agitated, restless, aggressive, or other unusual behavior
• Coma

Young children who’ve suffered a traumatic brain injury may have trouble communicating that something’s wrong. Here are some TBI signs to watch for in young children after a car accident:

• Changes in eating or nursing habits
• Persistent crying
• Easily or unusually irritated
• Changes in sleeping habits
• Seizures
• Drowsiness or an inability to focus
• Loss of interest in favorite activities
• Depressed mood

Types of Car Accidents That Can Cause a TBI

Any car accident can potentially cause a traumatic brain injury. However, some types of crashes are more prone to cause head injuries than others, such as:

• Head-on collisions — A driver may slam their head on the steering wheel or steering column after a head-on crash. Passengers could hit their heads on the vehicle’s dashboard.
  
• Rear-end collisions — A rear-end collision could cause a driver to slam forward and hit their head on the dashboard, steering wheel, or steering column. A driver or passenger may also sustain a head injury when their body is jerked backward by a seatbelt, hitting their head on the headrest.
  
• Sideswipe or T-Bone accidents — Either of these types of accidents could cause a driver or passenger to slam their head into the side of their vehicle or a window, especially if the vehicle isn’t equipped with side airbags.

Talk to Our Experienced Traumatic Brain Injury Attorneys in Montgomery, AL

The Alabama traumatic brain injury lawyers at Stokes Stemle, LLC are here to help you pursue fair compensation for your losses if you’ve been in a car accident. For more information, contact our office today for a free initial consultation.

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Car accident while changing lanes

All motorists have a duty to exercise care and caution when driving, and this is particularly important when changing lanes. If a driver fails to notice other vehicles or gauge their speed adequately, they could easily cause a devastating crash.

If you have been injured because another driver failed to change lanes safely, you could be owed significant compensation for your medical bills, lost wages, repairs to your vehicle, and more. Here, we’ll discuss how lane change accidents happen and how you could seek answers and justice after a crash caused by someone else’s negligence.

Who Is at Fault in an Accident When Changing Lanes?

Drivers are responsible for obeying all of the rules of the road to protect themselves and others. If a driver failed to follow Alabama traffic laws while changing lanes, they could be held accountable for your injuries and other losses.

In some instances, however, the driver who was changing lanes might only be partially to blame. If another person was also negligent in some way, they could be liable as well. Distracted driving, aggressive driving, not having your mirrors properly adjusted, or even driving too slowly could significantly increase the risk of an accident.

Unsafe Lane Change Accident Statistics

Failing to change lanes safely is one of the main causes of car accidents in Alabama and across the United States. In one recent year, improper lane change or usage was the fourth leading cause of all fatal crashes in Alabama, causing a total of 14,276 crashes, of which 70 were fatal.

Unsafe Lane Change Laws and Violations

Alabama traffic laws outline specific rules and restrictions drivers must follow when changing lanes or merging. These include: · Drivers must stay within a single lane and may only change lanes after making sure they can do so safely. · A driver may only change lanes or make a turn if they can do so safely and must use the appropriate signal to indicate their intention to change lanes or turn. · A driver must pass another vehicle on the left at a safe distance. · When passing another vehicle, a driver may only move into another lane if there are no oncoming vehicles, and they can return to their original lane at a distance of more than 200 feet from oncoming vehicles. · Drivers being overtaken should not increase their speed to prevent another vehicle from passing.

Injuries Caused by Unsafe Lane Change Accidents

Carelessness or inattention while changing lanes can lead to severe injury accidents. Some common injuries caused by lane change accidents include:

• Traumatic brain injury (TBI)
• Back, spine, and spinal cord injuries
• Internal organ damage and bleeding
• Broken bones and fractures
• Cuts and lacerations
• Burns
• Soft tissue injuries

Some of these injuries might require emergency medical treatment, and many could result in long-term consequences, such as paralysis, scarring, disfigurement, or other disabling conditions.

How the Personal Injury Attorneys at Stokes Stemle in Montgomery, AL Can Help

Here at Stokes Stemle, LLC, we care about your physical, emotional, and financial recovery after a crash. We know what you’re going through, and we’ll be ready to stand up and fight for the fair compensation you need and deserve. Our experienced Montgomery injury lawyers will be ready to discuss the specifics of your case when you call us or reach out to us online for a free case evaluation.

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Can Passengers File an Injury Claim If They Are Involved in a Car Accident?

You’re riding in the car with an acquaintance, friend, or loved one when all of a sudden, you’re involved in a car accident. You had absolutely no control over this traumatic event, and now you’re fighting to recover from the severe injuries you sustained in the accident. You’re not only dealing with the pain and trauma from your injuries and the accident. You’ve also been forced to deal with the financial fallout from having to miss work and being billed for exorbitant medical costs associated with your accident-related medical care.

This is unfair to you, and you’re probably wondering if there is any way you can be compensated for your injuries. You might wonder, “Can a passenger in a car accident sue?” Fortunately, the law allows you to hold the at-fault party accountable for injuries you suffer because of their negligence. Here, we’ll discuss your rights as a passenger in a car accident.

Can I File a Claim If I Was a Passenger in an Alabama Car Accident?

If you were a passenger injured in a car accident caused by another motorist, you could file an injury claim with the other driver’s insurance company. If the other driver who caused the accident was uninsured, you could file a lawsuit against that driver for compensation.

If you are a passenger in a car accident in Alabama and the driver of the vehicle you were in caused the accident, the process to receive compensation may become more complicated because of Alabama’s guest passenger law. An experienced Alabama car accident lawyer can explain whether this law and any exceptions exist.

Alabama’s Guest Passenger Law Explained

The state of Alabama has what’s known as a “Guest Passenger Law.” Uncommon in most states, the law requires passengers who are involved in a car accident only to sue the driver of the vehicle they were in if certain exceptions exist. A knowledgeable Alabama car accident lawyer can review your situation and determine if any exceptions exist and whether you may be able to file a claim against the other driver.

Compensation You Can Recover if You Were Injured as a Passenger in a Car Accident

If you are eligible to pursue compensation for the injuries you sustained in the car accident, you may be compensated for:

• Your medical bills
• Your future medical treatment costs
• Your lost wages or income
• Your mental anguish, pain, and suffering

Talk to Our Experienced Car Accident Lawyers in Montgomery, AL Today

If you were injured or your loved one was killed as a passenger in a car accident in Alabama, you need an experienced car accident lawyer to help you pursue compensation for your injuries.

The Alabama laws regarding compensation in passenger accident claims can be complicated. Fortunately, the Montgomery car accident lawyers at Stokes Stemle, LLC will be ready to help you understand your rights and legal options. Call us or reach out to us online today for a free consultation to discuss your case today.

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Is Alabama a No-Fault Car Insurance State?

There are two main types of car insurance systems in the United States: no-fault systems and fault-based systems. There are key differences between them, so it’s important to understand which system your state follows and what options you may have to seek compensation after a car accident. Keep reading to learn more about Alabama’s liability insurance laws and why fault matters when you’re filing a claim.

What Is the Difference Between Fault and No-Fault States?

Roughly a dozen states have adopted no-fault insurance systems, which are designed to help lower car insurance rates by reducing the number of accident-related claims that end up in court. In a no-fault system, each party’s insurance provider is typically expected to pay for accident-related medical costs regardless of who was at fault.

No-fault systems allow accident victims to recover the money they need to pay for minor injuries quickly without having to prove the other driver was at fault. However, no-fault systems also typically prevent victims from suing negligent drivers unless the severity of their injuries meets certain thresholds. This can make it more difficult to obtain fair compensation for car accident injuries.

The majority of states have fault-based auto insurance systems. In a fault-based system, drivers who are responsible for car accidents are considered financially responsible for the damage they cause. Drivers in at-fault states are typically required to carry liability insurance. Liability insurance providers pay for the costs of any injuries or other damage caused by their policyholders.

Compensation from a third-party liability insurance claim against an at-fault driver is only available up to the limits of the at-fault driver’s insurance policy. If an accident victim in a fault-based state cannot obtain fair compensation from a liability insurance claim, they have the right to seek compensation in court by filing a personal injury lawsuit.

Is Alabama a No-Fault State?

No. Alabama is a fault-based state. This means you have the right to demand compensation in a third-party insurance claim if you are injured in a car accident caused by an at-fault driver. Depending on the circumstances, you may be entitled to reimbursement for your accident-related medical bills, vehicle repair expenses, lost wages, and pain and suffering.

What Is the Minimum Amount of Alabama Auto Insurance I Have to Carry?

All registered motorists are required to maintain mandatory minimum liability insurance coverage on their vehicles equal to:

• $25,000 for death or bodily injury to one person
• $50,000 for death or bodily injury to more than one person
• $25,000 or damage or destruction of property

This insurance covers damages stemming from accidents caused by their negligence.

What Happens If You Share Fault in a Car Accident?

If the other driver alleges you were partially at fault in a car accident, Alabama’s negligence laws could make it difficult to obtain fair compensation for your losses.

Alabama has a “pure contributory negligence” doctrine in place, which prevents you from recovering any money for your losses if you contributed to the accident in any way. If the other driver or their insurance company can show that you were even one percent responsible for an Alabama car accident, you could be legally barred from financial recovery and forced to pay out-of-pocket for your own losses.

This is why it’s so important to work with a knowledgeable car accident attorney who can protect your rights and demonstrate the other driver’s liability.

Call Our Attorneys for Help Getting the Compensation You Deserve

When you need a car accident lawyer in Alabama, look no further than Stokes Stemle, LLC. Our experienced attorneys can help you navigate Alabama’s insurance system and demand the compensation you deserve after an Alabama car crash. Get in touch with us to learn more in a free initial consultation.

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